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- Accepts checking deposits and other deposits
- Handles loans and credit discount
- Handles domestic and foreign exchange
- Handles exchange of commercial drafts
- Issues letters of credit
- Handles domestic and overseas guarantees
- Handles financial trust operations
- Handles trust-related operations
- Invests in securities
- Underwrites and deals in securities
- Provides certification for stocks and bonds
- Trades government bonds
- Handles short-term bills certification, underwriting and dealing
- Trades and acts as an agent for gold ingots, gold coins and silver coins
- Acts as agent for payments
- Handles warehousing, acts as a depository and provides agent services for various payments
- Buys and sells foreign currencies
- Establishes OBUs to handle international banking operations
- Establishes foreign branches to handle banking operations approved by local governments
- Handles consumer banking operations and issues credit cards
- Serves as an agent for operations related to the public welfare lottery
- Issues financial bonds
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States of Operation
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